To be totally honest, 2008 was not a good year for me overall. Of course, there are a few exceptions -- I managed to achieve a lot more than normal. I worked my ass off to get out of academic probation, and I'm still keeping a steady with my grades. I'm blessed to have two jobs; both of which are rewarding jobs; I've asked for and received two raises within the year. My boyfriend and I have a very stable relationship, and while life is tough, my family is still scraping by. It's totally a blessing in disguise.
Here come the downers:
For those of you who don't know, my car is pretty much being repoed with 72 hours. So long, Hugo. Hugo is the name I gave my '05 VW Jetta. My car got the name because its gender was so vague. To me, the color and look are too manly to give it a female name, but it's not exactly feminine. It reminded me of a designer.. or a feminine man, thus the name i guess. Anyway, he's clean and ready to take off randomly within 3 days.
I keep getting these random phone calls from credit card companies and banks telling me that I am overdrafted stupid amounts of money, and that I'm usually the primary holder of the account, and that my account is joint with a true family member of mine. It's annoying, and very serious. WHAT THE F***. I'm trying to build good credit here, what the hell is my family doing to me? Has it gotten so hard, you have to slap my innocent name on there to get your money and selfishly make bad credit for me?! ugh.
I still owe a 900dollar debt to Bank of America (but that's not so bad because I've been good with my monthly payments).
There's a lot to think about right now. I could say that we are at our lowest at this point, but I'm so happy to be able to see the good side as opposed to the bad.
I have to remind myself everyday of the things that are good in my life. I work two jobs. They make me tired as hell, but I'm able to pay my bills. I am learning to be more independent. I don't ask for money from my parents. I'm learning to stand on my own two feet as I'm separating myself from my family phone bill and paying my own monthly. I've put my foot in the door for a teaching career, and I'm graduating in TWO SEMESTERS. I've stopped smoking for the past 3 days (and it looks like I'm on a good track -- i just don't like the pressure), I've pulled myself out of academic probation. Managed to do a lot more for my family this year. Was able to save money.
I'm still setting little goals here and there. I want to save enough to buy my own bucket car. I want to move out within the next two years and find a good job as a substitute. As far as smaller goals, I'm going to solve the rubik's cube, and then time myself (nerdy, I know).
It feels good to vent.
:)
I thought I needed to throw away all the bad and good feelings of 08, and give 2009 a proper welcome. Hope everyone has a great new year.
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2 comments:
you can do it!
before i started working at MSI, i was working 2 back-to-back jobs for 3 years, while putting myself through college. remember that? in retrospect, that was difficult. but at that time, it wasn't so bad because it was what i NEEDED to do, and there really wasn't any other options. i was like you right now, not feeling down & out because of my situation, but rather, just going along with it. i know you can do it. and you're doing really well so far! and you're almost graduating!! yay!!!
i'm sad to hear about Hugo leaving. i actually didn't know his/her name was Hugo. hahaha what a gay name. oh Juju.
is there any way you can detach yourself from the joint account?
i believe you can totally quit smoking. and don't mind the pressure. it's just a way of your surroundings telling you that you need to do what's right for you. i think you know that quitting is right for you, that's why you're scared of slipping. but you see, that means the pressure is a good thing, because it means you know what you want to accomplish, and you don't want to fail. it's always good to know what you want :)
i want to move out too!! but i know that i can't, realistically. at least not for another year or 2. and if i do move, i can't even go anywhere far because my work is right here. hahaha but just having my OWN space would be so nice :) i'm sure you know what i mean.
i wish you and your family the best going into the new year. i hope 2009 > 2008. i agree, 2008 wasn't that great.
** i had to repost this because i had a typo in the first one. hahahaha
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